Huayi Tianxia Launches 'Xin Xin Xiang Rong' Chronic Disease Protection Plan: Affordable Medication, Comprehensive Coverage for Seniors
As public health awareness rises, purchasing medical insurance has become an essential choice for a growing number of people. Meanwhile, China is on the verge of entering a moderately aged society. For most middle-aged and elderly individuals, securing commercial medical insurance is often fraught with obstacles, as premiums increase and risks escalate with age. Particularly for those already suffering from chronic diseases, how can they obtain million-yuan medical insurance that “provides access to high-quality medications, manages chronic conditions, and covers critical illnesses”?
Recently, Ms. Sun from Heilongjiang Province purchased a newly launched “Heart-to-Heart Prosperity” chronic disease protection plan for her father, who has suffered from cardiovascular and cerebrovascular diseases for many years, through the Huiyi Tianxia internet healthcare platform. “My father has had these chronic conditions for many years, making it extremely difficult to secure commercial insurance. The monthly medication costs have accumulated into a significant financial burden. I came across the promotion for this chronic disease protection plan by chance, looked into it, and found it truly cost-effective and hassle-free,” Ms. Sun explained regarding her decision to choose this program.
After carefully comparing similar products on the market and considering her family’s actual medical needs, Ms. Sun promptly enrolled her elderly parent in this newly launched product. “I reviewed the covered medications carefully; they were all originator drugs I had heard of or used before, but I never expected them to be available at half the price!” According to the detailed terms of the “Xinxin Xiangrong” plan, Ms. Sun’s father is projected to save nearly 50% on his daily medication costs after joining the coverage program.
It is reported that, depending on the specific progression of their condition, patients enrolled in the coverage plan can access discounted purchases of 37 original-brand cardiovascular and cerebrovascular drugs through the Huiyi Tianxia platform. Amidst travel restrictions during the pandemic, this service enables convenient and efficient home delivery of medications. More notably, the coverage plan also provides benefits such as inpatient expense reimbursement with a cap of RMB 2 million and claims coverage for major oncological conditions. This comprehensive safety net has significantly alleviated concerns among family members.
Online purchase and online claims settlement enable patients to complete all procedures via a smartphone through an internet healthcare platform, offering convenience, efficiency, cost savings, and peace of mind. Leveraging the advantages of “Internet Plus,” Huiyi Tianxia integrates medical and health services with chronic disease coverage, aiming to improve the quality of life for middle-aged and elderly patients and effectively control the disease burden associated with chronic conditions.